LIC’s Jeevan Umang
Plan no. 745Pay for 15–30 years, then receive 8% of the sum assured every year, and keep life cover up to age 100.
- Entry age
- 90 days – 55 years
- Term
- Whole life (cover up to age 100)
Trusted Development Officer · LIC of India
Get a free, no-pressure Family Protection Check from your personal LIC Development Officer. Find your cover gap in 30 seconds – then talk to me directly on WhatsApp.
Each plan has its own page here with benefits and eligibility, and a link to LIC’s official page for that exact plan.
Pay for 15–30 years, then receive 8% of the sum assured every year, and keep life cover up to age 100.
Pay for a limited period, then receive guaranteed yearly income for life, with lifelong cover.
Pure protection: a high cover at low premium. Money is paid only if the life assured dies during the term.
A lump sum at the end of your chosen term, and life cover that carries on for the rest of your life, with no further premium after maturity.
Pay once now, choose a deferment period, and get guaranteed pension for life afterwards.
Get 20% of the sum assured back at the end of years 5, 10 and 15, and the balance with bonuses at year 20.
Single-premium individual plan from LIC’s 2026 range, with no market-linked risk.
Limited-premium version of New Jeevan Sathi, with fixed, non-market-linked benefits.
Savings plan with guaranteed additions (see brochure for exact rates and terms).
We start with your family’s real needs – income, loans, dependents – and fix the cover gap first.
Then we pick savings and endowment options matched to your goals: education, marriage, home.
We build a guaranteed lifetime income with pension and annuity plans so you never depend on anyone.
Premium reminders, nomination updates and claim help – I stay with you for the life of the policy.
One-to-one advice from a Development Officer, not a call-centre script.
Plans compared honestly. I tell you when a plan is not right for you.
I stand with your family at the hardest time and help with paperwork.
Endowment, money-back, term, pension, child, ULIP and health – one place.
Understand Section 80C and 10(10D) benefits before you buy.
Want a rewarding career? Join my team as an LIC Agent.
Development Officer, Life Insurance Corporation of India, Your Branch, Your Division
Protecting families. Building futures.
Unlimited income potential, flexible hours, full training and mentoring from your Development Officer. Message me to know the eligibility, IRDAI pre-recruitment training and IC-38 exam process.
I reply personally – usually the same day.
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