Health Insurance Plans
New
Plan no. 907 Fixed-benefit health plan paying hospital cash, surgical and other defined lump sums.
Entry age Principal Insured, spouse, parents: 18 to 65 years (last birthday); Children: 90 days (completed) to 20 years (last birthday)
Term 15 years
Micro Insurance Plans
New
Plan no. 880 Micro insurance savings plan with Guaranteed Additions and limited premium payment.
Entry age Minimum 18 years (completed); Maximum 55 years (nearer birthday); 53 years for POSP-LI/CPSC-SPV
Term 12 to 20 years
Plan no. 894 Low-cost pure term plan for smaller cover of Rs. 5 lakh to Rs. 24 lakh.
Entry age 18 to 45 years (last birthday)
Term Minimum 15 years for Single, Regular and Limited (10 and 15 year) premium payment; maximum for Single premium 42 years; policy term is also capped so maturity age does not exceed 60 (see brochure table).
Micro Insurance Plans
New
Plan no. 751 Low-sum-assured micro insurance savings plan with life cover and maturity benefit.
Entry age Minimum 18 years (completed); Maximum 55 years (nearer birthday)
Term 10 to 15 years
Health Insurance Plans
New
Plan no. 908 Fixed-benefit cancer plan paying lump sums at early and major stage diagnosis.
Entry age Minimum 18 years (last birthday); Maximum 65 years (last birthday)
Term 10 to 15 years
Plan no. 892 A deferred annuity you can buy with a single or regular premium, with 9 annuity options.
Entry age Minimum 18 years (last birthday). Maximum (primary annuitant): 70 minus deferment period for Options 2, 5, 6, 7, 9, 10, 11; 65 minus deferment period for Options 1, 3, 4, 8
Term Deferment period 2 to 15 years (regular premium); 1 to 15 years (single premium)
Plan no. 862 A simple single-premium annuity for life with return of purchase price on death.
Entry age 40 years (completed) minimum
Term Immediate annuity (no deferment)
Plan no. 879 Pay once, get a guaranteed lifelong pension, with many single and joint life options.
Entry age Minimum 18 years for all options (last birthday)
Term Immediate annuity (no deferment)
Plan no. 774 Guaranteed additions every year to build a fund for a child’s future, with maturity at age 18–25.
Entry age Child entry ages as per brochure
Term Until the child reaches 18–25
Plan no. 887 Pure risk plan with a choice of two death benefit options and single, regular or limited premium (5, 10 or 15 years).
Plan no. 881 A savings-and-protection plan from LIC’s newer range. Details in the official brochure.
Plan no. 770 Individual savings plan from LIC’s 2026 range. See the brochure for benefits and eligibility.
Plan no. 748 Money-back plan with guaranteed additions, aimed at people who can take a higher sum assured.
Plan no. 878 Online credit-protection plan, with single or limited premium and special rates for women.
Plan no. 876 Online term plan with a choice of level or increasing sum assured and a high-sum-assured rebate.
Unit Linked Plans (ULIPs)
New
Plan no. 873 Unit-linked plan with monthly premiums from ₹2,500, two fund choices (including up to 100% Nifty 50 stocks), plus guaranteed additions.
Plan no. 857 Pay a lump sum and start receiving pension straight away, with 10 annuity options.
Entry age 30 – 85 years
Term Pension for life (depending on the option)
Plan no. 736 Pay for fewer years, stay covered for the full term, and receive a lump sum with bonuses.
Entry age 8 – 59 years
Term 16, 21 or 25 years
Plan no. 733 Built for a goal such as a child’s education or marriage; the family receives an annual income if the policyholder dies.
Entry age 18 – 50 years
Term 13 – 25 years
Plan no. 734 Child plan with yearly payouts from age 20 to 24 and the balance at 25, chosen from a few payout options.
Entry age 90 days – 12 years (child)
Term Until the child is 25
Plan no. 745 Pay for 15–30 years, then receive 8% of the sum assured every year, and keep life cover up to age 100.
Entry age 90 days – 55 years
Term Whole life (cover up to age 100)
Plan no. 771 Pay for a limited period, then receive guaranteed yearly income for life, with lifelong cover.
Entry age 90 days – 65 years
Term Whole life
Plan no. 883 Single-premium version of Jeevan Utsav with guaranteed income for life.
Term Whole life
Plan no. 912 An endowment plan combining protection and savings. Eligibility and benefits are in the official brochure.
Plan no. 890 Savings plan with guaranteed additions (see brochure for exact rates and terms).
Plan no. 732 Money-back payouts at ages 18, 20 and 22 for a child’s higher education, with the balance at 25.
Entry age 0 – 12 years (child)
Term Until the child is 25
Plan no. 714 Classic savings plan: life cover during the term and a lump sum with bonuses when it ends.
Entry age 8 – 55 years
Term 12 – 35 years
Plan no. 955 Pure protection: a high cover at low premium. Money is paid only if the life assured dies during the term.
Entry age 18 – 65 years (varies with term)
Term 10 – 40 years
Plan no. 715 A lump sum at the end of your chosen term, and life cover that carries on for the rest of your life, with no further premium after maturity.
Entry age 18 – 50 years (maximum maturity age 75)
Term 15 – 35 years
Plan no. 889 Limited-premium version of New Jeevan Sathi, with fixed, non-market-linked benefits.
Plan no. 888 Single-premium individual plan from LIC’s 2026 range, with no market-linked risk.
Plan no. 758 Pay once now, choose a deferment period, and get guaranteed pension for life afterwards.
Entry age 30 – 79 years (single life)
Term Deferment 5 – 20 years, then pension for life
Plan no. 720 Get 20% of the sum assured back at the end of years 5, 10 and 15, and the balance with bonuses at year 20.
Entry age 13 – 50 years
Term 20 years
Plan no. 721 Get 15% of the sum assured back at the end of years 5, 10, 15 and 20, and the balance at year 25.
Entry age 13 – 45 years
Term 25 years
Plan no. 867 Unit-linked pension plan for ages 25–75 with guaranteed additions added to your fund.
Entry age 25 – 75 years
Plan no. 954 Pure-protection term plan sold online, with level or increasing sum assured.
Unit Linked Plans (ULIPs)
New
Plan no. 749 Single-premium unit-linked plan with a choice of sum assured and a Linked Accident Benefit Rider.
Unit Linked Plans (ULIPs)
New
Plan no. 886 Unit-linked plan where you can increase or decrease the basic sum assured, with death benefit as lump sum or instalments.
Plan no. 859 A simple, standard term plan with the same basic features across insurers, with level or increasing cover.
Unit Linked Plans (ULIPs)
New
Plan no. 752 Unit-linked plan with guaranteed additions as a percentage of annual premium, and flexible premium amount.
Plan no. 717 Pay one premium, get life cover through the term and a maturity benefit.
Plan no. 877 Credit-life plan designed for younger borrowers. See the brochure for eligibility.
Plan no. 875 Term plan designed for younger buyers. See the brochure for eligibility.