LIC’s Jan Suraksha

Micro insurance savings plan with Guaranteed Additions and limited premium payment.

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Minimum 18 years (completed); Maximum 55 years (nearer birthday); 53 years for POSP-LI/CPSC-SPVEntry age

12 to 20 yearsPolicy term

Policy Term minus 5 yearsPremium paying term

Plan highlights

What this plan gives you

The main features in plain words. The official brochure is the final word on every figure.

Sum assured Rs 1 lakh to Rs 2 lakh
Term 12 to 20 years
Pay for term minus 5 years
Guaranteed Additions
Death benefit at least 105% of premiums paid
Loan facility

The benefit formula for this plan is in LIC’s official brochure. Open it with the button above, or ask me and I will explain it in plain words.

Step by step

How the plan runs

Start the planEntry age: Minimum 18 years (completed); Maximum 55 years (nearer birthday); 53 years for POSP-LI/CPSC-SPV.

Pay premiumsPolicy Term minus 5 years

Stay coveredPolicy term: 12 to 20 years

At a glance

Eligibility and plan limits

A quick reference before you discuss a proposal. Underwriting and channel conditions apply.

Plan detail	As per summary
Plan number	880
UIN	512N388V01
Category	Micro Insurance Plans
Entry age	Minimum 18 years (completed); Maximum 55 years (nearer birthday); 53 years for POSP-LI/CPSC-SPV
Policy term	12 to 20 years
Premium paying term	Policy Term minus 5 years

Quick answers

Questions families ask

What is the entry age?

Minimum 18 years (completed); Maximum 55 years (nearer birthday); 53 years for POSP-LI/CPSC-SPV

What are the policy term and premium paying term?

Policy term: 12 to 20 years. Premium paying term: Policy Term minus 5 years.

Will the amounts always be paid exactly as shown here?

This page is a summary. Actual benefits depend on the policy terms, premium payment status, the options chosen, underwriting and LIC’s official benefit illustration. The official brochure is the final word.

Want this explained in plain words?

Read LIC’s official brochure, compare the options, and I will help you choose what fits your family.

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This page is a summary. Benefits, eligibility and premiums can change: the official LIC brochure for the plan is the final word, and I will confirm current terms for you.