+91 98765 43210 Mon–Sat, 10:00 AM – 6:00 PM

LIC Plans

All major LIC plans in one place. Tap any plan to see details and ask me for a personal quotation.

Health Insurance Plans New

LIC’s Health Shield

Plan no. 907

Fixed-benefit health plan paying hospital cash, surgical and other defined lump sums.

Entry age
Principal Insured, spouse, parents: 18 to 65 years (last birthday); Children: 90 days (completed) to 20 years (last birthday)
Term
15 years
Micro Insurance Plans New

LIC’s Jan Suraksha

Plan no. 880

Micro insurance savings plan with Guaranteed Additions and limited premium payment.

Entry age
Minimum 18 years (completed); Maximum 55 years (nearer birthday); 53 years for POSP-LI/CPSC-SPV
Term
12 to 20 years
Term Assurance Plans New

LIC’s Jeevan Raksha

Plan no. 894

Low-cost pure term plan for smaller cover of Rs. 5 lakh to Rs. 24 lakh.

Entry age
18 to 45 years (last birthday)
Term
Minimum 15 years for Single, Regular and Limited (10 and 15 year) premium payment; maximum for Single premium 42 years; policy term is also capped so maturity age does not exceed 60 (see brochure table).
Micro Insurance Plans New

LIC’s Micro Bachat

Plan no. 751

Low-sum-assured micro insurance savings plan with life cover and maturity benefit.

Entry age
Minimum 18 years (completed); Maximum 55 years (nearer birthday)
Term
10 to 15 years
Pension Plans New

LIC’s New Jeevan Dhara II

Plan no. 892

A deferred annuity you can buy with a single or regular premium, with 9 annuity options.

Entry age
Minimum 18 years (last birthday). Maximum (primary annuitant): 70 minus deferment period for Options 2, 5, 6, 7, 9, 10, 11; 65 minus deferment period for Options 1, 3, 4, 8
Term
Deferment period 2 to 15 years (regular premium); 1 to 15 years (single premium)
Pension Plans New

LIC’s Smart Pension

Plan no. 879

Pay once, get a guaranteed lifelong pension, with many single and joint life options.

Entry age
Minimum 18 years for all options (last birthday)
Term
Immediate annuity (no deferment)
Child Plans New

LIC’s Amritbaal

Plan no. 774

Guaranteed additions every year to build a fund for a child’s future, with maturity at age 18–25.

Entry age
Child entry ages as per brochure
Term
Until the child reaches 18–25
Endowment Plans New

LIC’s New Jeevan Anand

Plan no. 715

A lump sum at the end of your chosen term, and life cover that carries on for the rest of your life, with no further premium after maturity.

Entry age
18 – 50 years (maximum maturity age 75)
Term
15 – 35 years

Health and micro-insurance plans

LIC also offers health and micro-insurance plans. See them on LIC’s own pages: Health plans · Micro-insurance plans · Withdrawn plans.

Plan details here are a summary. Always read the official LIC brochure before buying. Official list: licindia.in/insurance-plan.

Call WhatsApp Message